Retirement Planner

Project your path to retirement using your current balances, expected returns, and budget data. This tool uses only local storage and never sends your data anywhere.

Full Model: Savings Growth + Retirement Income vs Spending

Your Scenario

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Pulling data from your Budget Tracker.
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Monthly surplus/deficit is used as your annual contribution before retirement.
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How much your spending grows each year in retirement.
How it works: We project savings growth until retirement, then compare pension and Social Security income against your retirement spending to see how long your balances last.

Retirement Readiness

Status
Run calculation
Results update instantly
Balance at Retirement
$0
Projected at your target age
First-Year Gap
$0
Income vs spending at retirement
Years Funded
-
After retirement age
Enter your scenario, then click Calculate.

Year-by-Year Projection

Age Phase Net Cash Flow End Balance
Run a calculation to see the projection.