New Housing rule of thumb: 15% rent, 20% mortgage, and why the 25-33% advice is a scam

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Housing rule of thumb: 15% rent, 20% mortgage, and why the 25-33% advice is a scam

August 10, 2026 • Housing
No more than 15% of after-tax income should go toward rent, and no more than 20% toward a mortgage. Buying builds net worth; the old 25-33% rule was built to extract more from you.

Rent vs Buy: compare monthly cost in a way that makes sense

February 8, 2026 • Tools
A simple comparison that includes taxes, insurance, maintenance, and more.
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